Product Story
Experienced Leadership: Vijay Bharadia at the Helm
Wallfort Diversified Fund is led by Vijay Bharadia, a seasoned financial professional with over two decades of experience in the industry. His journey began in 1997 under the mentorship of Mr. Manoj Bharadia at Wallfort Financial.
Over time, Vijay took over the institutional desk, handling more than 100 client relationships across banks, mutual funds, and foreign portfolio investors (FPIs). His dual expertise in research and client servicing forms the core of his unique and practical investment approach.
Key Portfolio Attributes
- Inception Date: 1 NOV 2018
- Number of Stocks: 15-20
- Managing Partner, CIO, and Portfolio Manager’s Name: Mr. Vijay Bharadia
- Portfolio Manager’s Experience: 20+ years
The “Four P” Investment Framework
The fund follows a disciplined value investing framework called the “Four P” approach, ensuring a rigorous and consistent evaluation process.
- Promoter Integrity
This is a non-negotiable filter. The fund deeply assesses the promoter’s track record, governance standards, and intentions. Vijay believes even great businesses can underperform under poor leadership. - Product Moat
Focus is on businesses with a sustainable competitive edge, such as brand strength, distribution dominance, or technology differentiation. - Profitability
Only companies showing strong and consistent financial metrics like profit margins, ROE, and earnings growth make it through. - Price
The fund invests only when a business is trading at a minimum 30% discount to its intrinsic value, staying true to core value investing principles.
Focused Portfolio Strategy Wallfort Diversified
Wallfort’s strategy centers on identifying quality mid- and small-cap businesses that are fundamentally strong but currently undervalued.
The portfolio typically includes 15–20 high-conviction stocks, ensuring enough diversification while maintaining focus. The selection process emphasizes margin of safety and potential for long-term upside.
This focused approach allows the fund to be selective and research-driven, combining deep analysis with conviction in each investment idea.
Ideal for Long-Term Value Investors
With a minimum investment of ₹1 crore, the fund targets investors with a higher risk appetite and a long-term horizon.
Wallfort Diversified Fund is ideal for those aligned with the principles of classic value investing. It offers a methodical and integrity-first approach to identifying underappreciated yet fundamentally sound companies.
If you’re looking for a disciplined, research-led PMS strategy, Wallfort could be a strong fit.
Investment Objective Wallfort Diversified
The primary objective of Wallfort Diversified Fund PMS is to prioritize financial security and peace of mind for its clients by aligning their investments with their long-term financial goals.
The Wallfort Diversified Fund aims to deliver exceptional returns while carefully managing risk, thereby ensuring their clients’ financial goals are consistently met.
They believe in value investing, keeping investing extremely simple.
Wallfort Diversified Fund focus on identifying sectors that are poised for significant growth based on the government’s interests and plans, then identifying and holding the top performing stocks in those sectors for 3-5 years.
They strive to create generational wealth for clients by emphasizing long-term investing, not short-term gains
Investment Strategy
Wallfort’s investment strategy involves a structured approach to identifying and investing in companies for long-term growth.
They analyze sectors based on potential growth (based on government policies) and then identify the top performing stocks. These stocks are purchased when they are available at reasonable valuations and held for 3-5 years
Their approach involves a ‘360 degree view’ of each company to determine competitive advantages. They focus on finding stocks with a ‘secular growth thesis’ and a discount to intrinsic value greater than 30%
Wallfort Diversified Fund PMS’s investment strategy includes quantitative screening, followed by fundamental and technical analysis, as well as qualitative screening. This strategy narrows down a large pool of companies to their 15-20 stock portfolio.
They aim to identify high conviction ideas with superior risk adjusted returns, and ensure portfolio diversification by taking maximum individual company exposure of 15% and sector exposure of 35%.
They adopt a ‘Four P Investment Approach’ (as detailed below).
Four P Investment Approach: Wallfort PMS adheres to a “Four P” investment strategy, which is a disciplined methodology for identifying high-quality investments and delivering long-term returns.
- Promoter Integrity: They prioritize assessing the integrity and track record of the company’s promoters, ensuring fairness and ethical practices.
- Product Moat: They evaluate whether the company’s products or services possess a sustainable competitive advantage. This ensures the company can withstand market downturns
- Profitability Metrics: They analyse key financial indicators, like profit margins and earnings growth potential, to identify companies with the ability to generate consistent earnings.
- Price Consideration: They evaluate the price of the investment relative to its intrinsic value, seeking to purchase investments that reflect their long-term value potential.
By using the “Four P Approach,” Wallfort aims to identify resilient businesses with strong growth prospects and available at attractive valuations.
Investment Philosophy Wallfort Diversified
Wallfort PMS operates on the principle that every outperforming company has a unique story that unfolds over time, which allows them to command premium valuations.
They believe in keeping investing extremely simple by focusing on value investing to drive their returns.
The Wallfort Diversified Fund PMS is sector agnostic and invests using a bottoms-up and thematic approach. While recognizing the inherent risks in equity investments, the PMS strives to mitigate potential damages to the overall portfolio by including stocks that can offer stability in adverse market conditions.
They emphasize a long-term perspective, discouraging investment based on short term triggers. They urge clients to invest to create generational wealth rather than for short term gains.
Do Not Simply Invest, Make Informed Decisions
WISH TO MAKE INFORMED INVESTMENTS FOR LONG TERM WEALTH CREATION
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